SAVINGS ACCOUNTS

Personal Savings - Relationship Checking customers only.
	Rate	Yield	Min. Bal.	Fees
Statement Savings	0.95%	0.95%	$100	$7.00 if below $100
Relationship Savings
$0 to $2,500	0.50%	0.50%	$100	$7.00 if below $100
$2,501 to $25,000	0.95%	0.95%	$2,501	N/A
$25,001 And Up	0.95%	0.95%	$25,001	N/A
Commercial Savings
Statement Savings	0.50%	0.50%	$1,000	$15.00 if below $1,000

*Fees may reduce earnings.
*Rates are subject to change without notice.
*Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.
*FDIC insured up to $250,000 through 12/31/13

Rates Effective February 27, 2010