MONEY MARKET ACCOUNTS

Personal Money Market
	Rate	Yield	Min. Bal.	Fees
$0 to $1,000	N/A	N/A	N/A	$15.00
$1,001 to $10,000	0.25%	0.25%	$ 1,001	N/A
$10,001 to $50,000	0.95%	0.95%	$ 10,001	N/A
$50,001 to $150,000	1.00%	1.00%	$ 50,001	N/A
$150,001 And Up	1.14%	1.15%	$ 150,001	N/A
Relationship Money Market
$0 to $1,000	N/A	N/A	N/A	$15.00
$1,001 to $10,000	0.50%	0.50%	$ 1,001	N/A
$10,001 to $50,000	1.00%	1.00%	$ 10,001	N/A
$50,001 to $150,000	1.04%	1.05%	$ 50,001	N/A
$150,001 And Up	1.19%	1.20%	$ 150,001	N/A
Business Money Market
$0 to $2,500	N/A	N/A	N/A	$15.00
$2,501 to $25,000	0.25%	0.25%	$ 2,501	N/A
$25,001 to $100,000	0.50%	0.50%	$ 25,001	N/A
$100,001 to $500,000	1.00%	1.00%	$ 100,001
$500,001 And Up	1.19%	1.20%	$ 500,001	N/A

*Fees may reduce earnings.
*Rates are subject to change without notice.
*Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.
*FDIC insured up to $250,000 through 12/31/13

Rates Effective February 27, 2010