Checking
Basic Checking
First Bank’s Basic Checking account offers everything you need to pay your bills and manage your account, with no hidden fees or balance requirements. Take advantage of the following Basic Checking benefits:
- No minimum balance
- No monthly service fee
- Unlimited check writing
- FREE first order of 50 Basic checks
- FREE online banking and bill pay
- FREE telephone banking
- FREE ATM card
Premier Checking
For customers who maintain a balance of at least $500.00 in their checking accounts* and prefer to earn interest on their balance, First Bank offers Premier Checking, which offers all of the benefits of Basic Checking, as well as:
- Interest on the account balance
- FREE Travelers Cheques
- FREE Basic checks
- FREE Money Orders
- FREE Official Checks
*$500.00 minimum daily balance; $15.00 service charge if balance falls below $500.00. Check here for current interest rates.
Relationship Checking
For customers who maintain a balance of at least $1,000.00*, First Bank offers Relationship Checking, which provides all of the benefits of Basic and Premier Checking, as well as:
- Discount on safe deposit boxes ($15.00 yearly)
- FREE stop payments
- Bonus rates on savings and money market
accounts - Discounts on personal loans or lines of credit with direct debit of payments from a First Bank checking account
- Discount on mortgage application
($100.00 maximum)
* $1,000 balance required to avoid a $25 monthly fee.
50 First Checking
Customers who are over the age of 50 can take advantage of First Bank’s 50 First Checking account, which offers the following benefits:
- Interest on the account balance*
- No monthly service fee
- No minimum balance requirement
- Unlimited check writing
- FREE ATM card
- FREE online and telephone banking
- FREE basic checks
- FREE travelers cheques
- FREE notary service
- FREE official checks
- FREE money orders
*Check here for current interest rates.
Savings
Statement Savings
With a minimum balance of just $100*, First Bank’s Statement Savings account offers a flexible way to save. A FREE ATM card offers easy access to your funds, and FREE online banking makes it easy to manage your finances.
*$7.00 fee if account balance falls below $100.00. Balance requirement on Youth Statement Savings account waived for one year to build balance. Subject to Federal Regulation D. Check here for current interest rates.
Relationship Savings
For customers who keep a larger minimum balance and have a Relationship Checking account, First Bank offers Relationship Savings. Designed to offer Relationship Checking account owners a competitive rate of interest, Relationship Savings includes a FREE ATM card and FREE online banking. Interest rates on Relationship Savings accounts are tied to the balance at the following levels:
- $0 to $2,500
- $2,501 to $25,000
- $25,001 and above
*$7.00 fee if account balance falls below $100.00. Relationship Checking account required. Subject to Federal Regulation D. Check here for current interest rates.
Personal Money Market
First Bank’s Money Market accounts offer the best of both worlds -- flexibility and a solid rate of return. Check access, and a FREE ATM card provide easy access to your funds, while FREE online banking makes account management simple and convenient. Interest rates are tied to your account balance, at the following tiers:
- $1,001 to $10,000
- $10,001 to $50,000
- $50,001 to $150,000
- $150,001 and above
*Accounts with a balance below $1,000 earn no interest and are charged a monthly fee of $15.00. Subject to Federal Regulation D. Federal Regulation D permits up to six pre-authorized transfers per statement cycle, of which three can be by checks payable to third parties. Check here for current interest rates.
Relationship Money Market
For customers with a Relationship Checking account, First Bank offers the Relationship Money Market account, which offers a competitive rate of return, FREE ATM card, and FREE online banking. Interest rates are tied to your account balance, at the following tiers:
- $1,001 to $10,000
- $10,001 to $50,000
- $50,001 to $150,000
- $150,001 and above
*Accounts with a balance below $1,000 earn no interest and are charged a monthly fee of $15.00. Subject to Federal Regulation D. Federal Regulation D permits up to six pre-authorized transfers per statement cycle, of which three can be by checks payable to third parties. Check here for current interest rates.
