Home Equity Loans
| Term | Rate | APR | Floor |
| Home Equity Line of Credit (15 Yrs) | (Prime plus 1%) | 4.250% | 4.990% |
| Home Equity 5 Year Fixed Rate | 6.000% | 6.000% | N/A |
| Home Equity 10 Year Fixed Rate | 6.750% | 6.750% | N/A |
| Home Equity 15 Year Fixed Rate | 7.000% | 7.000% | N/A |
| Home Equity Line - Hybrid(15 Yrs) | 5.990% | 5.990% | 5.990% |
Notes: All loans subject to credit approval. Home Equity Line of Credit has a variable rate that may adjust over the life of the loan if there is a change in the Bank’s Prime rate. Home Equity Loans over $250,000 require Title Insurance, Appraisal and other costs may also apply. The Home Equity Line – Hybrid rate is fixed for five years and then converts to a variable rate of Prime plus 1%.
Consumer Loans
| Term | Rate | APR |
Unsecured: up to $25,000; up to 3 years | 12.000% | 12.000% |
| Cash-secured: with deposit at FB; up to 5 years | +3.000% over deposit rate | +3.000% over deposit rate |
| Overdraft Line of Credit: Term N/A | 9.000% | 9.000% |
| NOTE: All loans subject to credit approval. | ||
| New Autos | Used Autos | ||||
| Term | Rate | APR | Term | Rate | APR |
| Up to 5 Years | 7.00% | 7.00% | Up to 4 Years | 8.00% | 8.00% |
| NOTE: All loans subject to credit approval. | |||||
Note: Full insurance required on all types of auto loans; collision, comprehensive, etc.
Updated April 19, 2010
