CD RATES

Certificate of Deposit - (Regular & IRA) - Other terms and rates available.
	Rate	Annual Percentage Yield	Min. Bal.	Fees
3 Month	0.25%	0.25%	$500	N/A
6 Month	0.50%	0.50%	$500	N/A
9 Month	0.75%	0.75%	$500	N/A
12 Month	1.24%	1.25%	$500	N/A
15 Month	1.34%	1.35%	$500	N/A
18 Month	1.44%	1.45%	$500	N/A
24 Month	1.69%	1.70%	$500	N/A
36 Month	1.98%	2.00%	$500	N/A
48 Month	2.18%	2.20%	$500	N/A
60 Month	2.47%	2.50%	$500	N/A

*Fees may reduce earnings.
*Rates are subject to change without notice.
*Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.
*FDIC insured up to $250,000 through 12/31/13.
*Penalty may be applied for early withdrawal.

Rates Updated September 3, 2010