CD RATES

Certificate of Deposit - IRA - Other terms and rates available.
	Rate	Yield	Min. Bal.	Fees
3 Month	1.09%	1.10%	$500	N/A
6 Month	1.29%	1.30%	$500	N/A
9 Month	1.39%	1.40%	$500	N/A
12 Month	1.54%	1.55%	$500	N/A
15 Month	1.67%	1.68%	$500	N/A
18 Month	1.78%	1.80%	$500	N/A
24 Month	1.98%	2.00%	$500	N/A
36 Month	2.32%	2.35%	$500	N/A
48 Month	2.52%	2.55%	$500	N/A
60 Month	2.76%	2.80%	$500	N/A

*Fees may reduce earnings.
*Rates are subject to change without notice.
*Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.
*FDIC insured up to $250,000 through 12/31/13

Rates Effective March 10, 2010